Datenschutzrichtlinie

1. Der Geltungsbereich

Diese Richtlinie beschreibt, welche Personendaten das Unternehmen über natürliche Personen erhebt und wie es diese verarbeitet, mit Dritten teilt und schützt.

1.2 Diese Richtlinie gilt für Informationen, die sich auf eine identifizierte oder identifizierbare natürliche Person beziehen. Eine natürliche Person gilt als identifizierbar, wenn sie direkt identifiziert werden kann oder durch eine Kombination von Informationen, über die wir verfügen oder auf die wir zugreifen können.

1.3 The Policy defines "processing" as any operation involving the use or collection of personal data, including its management, structuring, and storage.

Our services are intended for a general audience and are not designed for individuals under the age of 18. We do not knowingly collect data from minors, nor do we knowingly permit them to use our services. If we become aware that we hold information relating to a minor, we will delete it as promptly as possible.

2. Welche personenbezogenen Daten haben wir über Sie

2.1 When you access our services and channels or visit our website, we collect personal data. In certain cases, we may ask you to provide your personal data directly.

2.2 In anderen Fällen erheben wir Ihre Personendaten durch die Analyse der Nutzung unserer Dienstleistungen oder Servicekanäle oder durch den Empfang Ihrer Daten von Drittpartnern.

3. Keine Pflicht zur Offenlegung persönlicher Daten

You are not required to provide us with personal data. However, in certain cases, withholding it may prevent us from delivering our services or granting you access to the website.

4. Welche personenbezogenen Daten wir erheben

4.2 The information collected does not constitute personal data and cannot be used to identify you.

4.3 Personal data you provide to us: any personal data you voluntarily share when connecting a third-party online trading platform through us.

4.4 Personal data you provide directly to third-party platforms to enable trading includes your full name, address, phone number, and email address.

5. Rechtsgrundlage und Gründe für die Verarbeitung personenbezogener Daten

Ihre personenbezogenen Daten werden vom Unternehmen zu den in diesem Abschnitt beschriebenen Zwecken und auf der jeweils geltenden Rechtsgrundlage verarbeitet.

5.3 For details on processing carried out to protect legitimate interests, please contact us by email.

5.4 Below is an overview of the purposes and legal bases on which we may process the information you provide:

6. Weitergabe persönlicher Daten an Dritte

We may share personal data with third-party service providers that support our operations, including hosting and storage providers, IP address data processors, and user experience analytics services.

You may also request that we share specific personal data about you with third-party trading platforms. In such cases, we will transfer the relevant personal data to the designated third-party trading platforms. Use of your personal data by those platforms is governed by their own privacy policies. Your personal data may be shared with more than one trading platform.

6.3 Das Unternehmen kann personenbezogene Daten mit verbundenen Unternehmen oder Geschäftspartnern teilen, um die für die kontinuierliche Weiterentwicklung seiner Produkte und Dienstleistungen erforderlichen Ressourcen bereitzustellen.

6.4 Where necessary to protect the rights of third parties or their assets, the Company is entitled to disclose personal data to regulatory authorities or other competent official authorities.

We may also share your personal data with potential investors or acquirers, and with lenders of the Company or any other entity within the Group, in connection with a relevant transaction — including the transfer or sale of assets of the Company or any Group entity — or in the context of a merger, restructuring, consolidation, or insolvency proceeding involving the Company or any other entity within the Group.

7. Cookies und Dienste von Drittanbietern

Third-party services — including advertisers and analytics providers — may operate on our website. These providers may also use cookies or similar technologies.

7.2 Cookies are small text files stored on your device each time you visit or access the website. They capture information about your preferences and browsing behaviour to improve your experience, save your settings, and personalise the products and services most relevant to you. Cookies are also used for statistical and analytical purposes.

Some cookies we use are session cookies. These are downloaded temporarily to your device and remain active only until you close your browser. Others are persistent cookies, which stay on your device after the browser is closed. Persistent cookies allow us to recognise you as a returning user and ensure a seamless experience when you revisit the website.

Please note that some or all website features and functionality may not work as expected if this is the case.

Hinweis zum Online-Tracking: Dieser Dienst unterstützt derzeit keine Do-not-track-Signale.

8. Aufbewahrung personenbezogener Daten

We retain your personal data for as long as necessary to fulfil the purposes described in this policy, or for longer periods where permitted by applicable laws, regulations, guidelines, or corresponding orders.

8.2 We share your personal data with third-party trading platforms for a period of 12 months. With your consent, we will continue to share your data for a further 12 months.

8.3 We regularly review the personal data we hold to confirm it is no longer needed.

9. Internationale Überweisungen

9.1 Ihre personenbezogenen Daten können in andere Länder bzw. an internationale Organisationen übermittelt werden. Das Unternehmen ergreift alle erforderlichen Massnahmen, um Ihre personenbezogenen Daten zu schützen und sicherzustellen, dass betroffene Personen ihre Rechte geltend machen und wirksame Rechtsbehelfe in Anspruch nehmen können.

Die Gesellschaft kann Auskunft über die Sicherheitsmassnahmen erteilen, die sie zum Schutz Ihrer personenbezogenen Daten bei Übermittlungen in Drittländer oder an internationale Organisationen anwendet. Anfragen richten Sie bitte per E-Mail an: support@klugeignungswerk.com

10. Sicherheit personenbezogener Daten

10.1 We have implemented appropriate organisational and technical measures to protect personal data against accidental or unlawful destruction, loss, or alteration.

We cannot guarantee that the security of your personal data will be maintained without error. We also accept no liability for non-material, incidental, or consequential damages arising from the use or disclosure of personal data — including, but not limited to, personal data disclosed due to transmission errors, unauthorised third-party access, or other causes beyond our control.

In certain circumstances, we may be legally or otherwise required to disclose your personal data to third parties, such as regulatory authorities. In such cases, we have no control over how those third parties handle or protect your personal data.

No internet transmission is completely secure. We cannot guarantee the security of personal data you send us online.

11. Hyperlinks zu Websites Dritter

11.1 This website contains links to third-party websites and applications. These are not under the company's supervision, and we accept no responsibility for how such websites or applications collect or process personal data. This Policy does not apply to actions taken through those websites or applications.

When visiting any third-party website or app, we recommend reviewing its privacy policy before deciding to use it. We also advise against sharing personal data with third parties.

12. Änderungen dieser Richtlinie

12.1 This policy may be updated at any time. If changes are made, we will notify you by publishing the revised policy on our website.

12.2 For material changes to this policy, we will notify you through channels we consider appropriate and publish a corresponding announcement on our website.

Unless stated otherwise, changes take effect upon publication of the revised policy.

13. Ihre Rechte

You have the right to request that we verify the accuracy of your personal data, correct any inaccuracies, and delete any personal data we no longer require. You may also restrict the scope of how your personal data is processed.

13.2 If you are resident in the EEA, please refer to this page. These rights apply to the personal data you provide to us. To exercise your rights, send an email to the address below.

13.3 Right of Access You have the right to access your personal data that the Company processes. Upon a valid request, the Company will provide an electronic copy of your personal data currently being processed. A reasonable fee may be charged for additional copies. Where you request electronic delivery, data will be provided in that format. The right of access must not adversely affect the rights and freedoms of third parties. If a request would compromise the rights or freedoms of another individual, the Company may refuse or limit its scope accordingly.

13.4 Recht auf Berichtigung Das Unternehmen ist berechtigt, unrichtige Personendaten zu berichtigen. Sie können die Berichtigung unvollständiger Sie betreffender Personendaten verlangen, soweit dies mit dem Zweck der Verarbeitung vereinbar ist.

13.5 Right to Erasure The following grounds apply: (a) Personal data is no longer needed for the purpose for which it was collected or processed; (b) You withdraw your consent and no legal basis for processing exists; (c) You object at any time, on grounds relating to your particular situation, to the processing of personal data concerning you where that processing is based on legitimate interests pursued by us or a third party; (e) Personal data is being processed unlawfully; or (f) Personal data must be erased to comply with a legal obligation of the Company. This right does not apply where processing is necessary (a) to comply with a legal obligation requiring processing under European Union or Member State law; or (b) for the establishment, exercise, or defence of legal claims.

13.6 Restriction of Processing If you have concerns about the accuracy of your personal data, you may request that the Company restrict its processing. Where such a restriction is requested, your personal data may only be retained with your consent, to establish, exercise, or defend legal claims, to protect the rights of another individual, or where a reason exists that is in the substantial public interest of the European Union or a member state.

13.7 Right to Data Portability Where processing is carried out by automated means and is based on your consent or a contract to which you are a party, you have the right to access and receive the personal data you have provided to the company. You may request that your personal data be transferred directly from the company to another controller, where technically feasible. Exercising your right to data portability does not affect your rights under the right to erasure. The right to data portability does not affect the rights or freedoms of other individuals.

13.8 Right to Object You have the right at any time to object to any processing of your personal data that is based on the legitimate interests of the company or a third party. This right is not limited to profiling based solely on those legitimate interests. Unless we can demonstrate compelling legitimate grounds for the processing, we will cease it — unless you can show that those grounds are overridden by your rights, freedoms, or interests, or by the establishment, exercise, or defence of legal claims. In the context of direct marketing, you may object to the processing of your personal data at any time.

13.9 Right to Withdraw Consent You may withdraw your consent to the processing of your personal data at any time. Withdrawal does not affect the lawfulness of any processing carried out prior to that point. You also have the right to lodge a complaint with a competent supervisory authority — specifically, one established by a Member State to protect the fundamental rights of natural persons in connection with the processing of personal data within the European Union. European Union and Member State law may restrict your rights in relation to your personal data, as set out in this Section 13.

Wir stellen Ihnen die gemäss Abschnitt 13 beantragten Informationen innerhalb eines Monats nach Eingang Ihrer Anfrage zur Verfügung. Je nach Art und Umfang der Anfrage kann diese Frist auf bis zu zwei Monate verlängert werden. Über eine allfällige Verlängerung sowie die Gründe dafür informieren wir Sie innerhalb eines Monats nach Eingang Ihrer Anfrage.

Sofern dies nicht den Bestimmungen von Abschnitt 13 des Gesetzes widerspricht, werden Informationen, die Sie gemäss Ihren Rechten nach Abschnitt 13 anfordern, kostenlos bereitgestellt. Bei ungerechtfertigten oder unverhältnismässigen Anfragen – insbesondere bei wiederholter Antragstellung – können wir einen angemessenen Betrag zur Deckung der Verwaltungskosten erheben oder die Bearbeitung ablehnen.

13.12 If we have reasonable doubt about the identity of the person who submitted your request, we may ask the requesting person to provide appropriate means of identification.